File Auto / Vehicle Insurance rental: The protection of the driver and personal property

After guard against the very high deductibles, it is necessary to protect the driver and occupants of the vehicle and the goods transported. Additional insurance proposed by the lessor and can protect you, as part of an extension, cover your property.

Comfortably installed in the wheel of your car, you might not imagine that you might need additional insurance to protect you in case of injury.

Your landlord has insurance to offer. Known PAI (Personal Assistance Insurance), this coverage compensates you in the event of disability or death. Some also cover your medical expenses. In general, insurance PAI focuses on all persons carried in the vehicle.
It is both assistance, medical and / or technical, as well as insurance for medical expenses, disability pensions and death.

PAI Option can be purchased from the vehicle in the rental agency, or upstream at the time of booking. Be careful, there are limits to compensation, whether for medical expenses or for death and disability.

You and your belongings

This insurance is often very extensible to other property in the vehicle, like your luggage, photo or video equipment, equipment for sports or other. You will need to purchase insurance "Super" or "Plus" or any other name designating the extension.

Of course, jewelry and other valuables, cash and credit cards are not covered. Again, compensation is capped. In some cases, you can find insurance to cover a maximum value per item, while other insurance will cover a maximum amount regardless of the number of objects in question.

Other exclusion, the items must be stowed in the trunk or baggage compartments "case of theft. The vehicle must have been broken and you must have complained.
Finally, note that a franchise generally comprise between 45 and 75 euros will be sought for the theft of objects and that the protections against theft of personal property often does that car and not the utilities